Corporate Banking

Corporate BankingADCB India offers a wide range of credit products and trade services that are customised for our corporate clients in India.

Our products are designed to meet a range of short- to medium-term financing requirements so that our clients can seize new business opportunities as and when they arise. Clients can benefit from our streamlined processes that are designed to provide best-in-class service levels and cut down the hassles associated with trade transactions. Whether you are an importer or an exporter, we ensure that all your domestic and international trade requirements are met.

We serve large, medium and small-scale corporates, via consortium or multiple banking, as well as in the form of sole banking.

Our focus has been Indo-Arab trade, namely Indian companies present in the Gulf or Arab businesses with a presence in India, and this continues to be the case. Going forward, we are also keen to initiate relationships with leading Indian corporates and partner with them in their growth strategies.

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  • Corporate Current Accounts

    Corporate current accounts provide a host of services to firms and corporations such as Doorstep Banking, which offers delivery and pick-up of cash and documents, Internet banking for online tracking of the account and execution of transactions. A variety of corporate current accounts are offered by ADCB to suit your specific requirements.

    A corporate current account is ideal for carrying out day-to-day business transactions. A regular current account requires you to maintain a minimum average daily account balance. For more information, please contact us.

    • Free collections through NEFT
    • Free RTGS collection. RTGS payments have certain minimum charges* with a maximum per transaction (variable depending on the lump sum)
    • Register for our InstaAlert service and receive transaction updates on your account without having to visit a branch
    • ADCB offers you Doorstep Banking*, a convenient, secure and hassle-free service that lets you enjoy the benefits of banking right on your doorstep. The Bank will arrange services such as cash and cheque pick-ups as well as cash delivery, all through a reputable agency
    • Enjoy facilities including 24-hour NetBanking and mobile banking to check your balance and transaction details, find out the status of your cheque or stop a cheque payment.

    *Conditions apply

    Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest schedule of fees is available upon request at our branches in India and is also displayed here.

    Who can open a corporate current account?

    • Sole proprietary firms
    • Partnership firms
    • Hindu undivided family
    • Private limited companies
    • Public limited companies
    • Non-Governmental Organisations (NGO)
    • Public corporations
    • Registered societies/associations/clubs, etc.
    • Trusts
    • Government/semi-government bodies/departments.

    Initial deposit requirements for opening a corporate current account is INR 50,000/- and the minimum daily balance requirements is INR 50,000/-.


    No interest will be paid on the balance in a corporate current account.

    Statement of account

    The Bank will issue a statement of account to the registered accountholder once a month.


    • Remittance facilities
    • Pay orders and demand drafts in any location in India
    • Collection of outstation cheques
    • Transfer facilities with RTGS/NEFT
    Minimum requirements for opening an account
    • Two copies of latest photographs
    • Two copies of proof of business
    • Copy of PAN card of individual, firm, company, society, etc.
    • Photo identity proof such as current passport or driving licence
    • Copy of Certificate of Incorporation*
    • Copy of Certificate for Commencement of Business (required for public limited companies)*
    • Partnership Deed*
    • Trust Deed*
    • Approved copy of bylaws of the society*
    • Memorandum of Association and Articles of Association (for private/public limited company).

    *As per standard regulatory formats.

    For KYC document details please click here.

    General remarks

    • Original documents should be produced for verification at the time of opening the account
    • A penalty at the rate prescribed in the current schedule of fees will be levied every month for non-maintenance of the minimum balance
    • An account statement will be provided every month
    • The Bank reserves the right to alter, amend or withdraw the account from time to time.
  • Project funding

    ADCB endeavours to support projects executed by Indian corporates in the UAE and by UAE businesses in India by offering various banking facilities to our corporate clients.

    With its wide branch network in the UAE and a correspondent banking network in the Middle East, ADCB offers niche services in financing export projects in the Gulf in diversified sectors such as power transmission, telecommunications, air conditioning, construction, etc.

    The facilities that we offer in this area include:

    • Banking facilities at or near work sites or premises as well as liaison offices
    • Issuance of guarantees (bid bonds/performance bonds/retention bonds, etc.)
    • Arranging guarantees for overseas borrowing facilities
    • Opening Letters of Credit for third country imports.

    These facilities are tailor-made to suit clients’ requirements in keeping with the Exchange Control Regulations and other relevant guidelines laid down by the Reserve Bank of India from time to time.

    ADCB guarantees you a quick and prompt service and expert guidance for both project funding as well as project finance.

    We are keen to expand our reach and help a greater number of corporate firms benefit from these services, especially those engaged in UAE-based projects. Through this, we look forward to strengthening Indo-UAE trade relations.

    We also selectively participate in ECB transactions.

  • Working capital finance

    ADCB India offers working capital finance to ease the liquidity position of your enterprise.

    We finance by way of cash credit, overdraft or working capital loans depending on what best fits your business needs.

    Working capital products are suitably structured according to your requirements and risk profile, and come with facilities such as Internet and mobile banking.

For further details, please click here.


Get instant online access to your account with the convenience of conducting basic transactions any day, anytime, anywhere.

Personal Internet Banking


Below are the list of Supported browsers with their version numbers

  • Google Chrome - 49.0.2623.87
  • Mozilla Firefox- 17.0
  • Internet Explorer - 8
  • Safari - 9.0.3

Mumbai Office

75 Rehmat Manzil,
Veer Nariman Road, Churchgate,
Mumbai 400020 - INDIA
Tel : +91 22 61763800
Fax : +91 22 61763806

Bengaluru Office

No.25, Ground Floor, West Wing
Corniche Al Latheef,
Cunningham Road,
Bengaluru - 560001, India
Tel: +91 80 61177700
Fax: +91 80 61177750

Business Hours

Monday to Saturdays:
(Other than second and fourth Saturdays*)
10.00 AM to 4.00 PM (Mumbai branch)
10.30 AM to 4.00 PM (Bengaluru branch)
*Bank will remain closed on Second and Fourth Saturdays every month.

Head Office

Abu Dhabi Commercial Bank Building,
Shk Zayed Street,
P. O. Box: 939,
Abu Dhabi, United Arab Emirates