Fixed Deposit

Fixed DepositsAny resident individual or firm can open a fixed deposit account over a variety of tenures for which we offer attractive interest rates.

Simple fixed deposits
You can choose a simple fixed deposit account for which you will receive interest on a monthly, quarterly, half yearly or yearly basis directly into your regular ADCB account or any other bank account.

Reinvestment deposit
You can choose to have the quarterly interest compounded and accumulated at the end of the tenure to generate a higher return.

Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest schedule of fees is available upon request at our branches in India and is also available here.

  • You can give the bank an instruction to automatically renew the deposit or to credit the interest and principal amount to your account on the due date
  • All the fixed deposit accounts come with a nomination facility
  • We offer higher interest rates on select deposits (conditions apply). For interest rates on fixed deposits, please click here
  • Premature withdrawals are permitted, but will attract a penalty in line with the Bank’s policy
  • Senior citizens receive an additional 0.5% on the interest rate
  • Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest schedule of fees is available upon request at our branches in India and is also accessible here.
  • An individual
  • Sole trader businesses
  • Partnership firms
  • Hindu undivided family
  • Private limited companies
  • Public limited companies
  • Non-Governmental Organisations (NGO)
  • Public corporations
  • Registered societies/associations/clubs etc.
  • Trusts
  • Government/semi-government bodies/departments
  • These accounts can also be opened in the name of minors with a guardian to operate the deposits.

We offer higher interest rates on select deposits (conditions apply). You can also choose to take a loan against these deposits.

Premature withdrawals are permitted but will attract a penalty as per ADCB’s policy.

Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest schedule of fees is available upon request at our branches in India and is also accessible here

For further details, please click here.

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Mumbai Office

75 Rehmat Manzil,
Veer Nariman Road, Churchgate,
Mumbai 400020 - INDIA
Tel : +91 22 39534100
Fax : +91 22 39534106

Bengaluru Office

Citi Centre, 28 Church Street,
Bengaluru 560001 - INDIA
Tel: +91 80 25582000
Fax:+91 80 25582323

Head Office

Abu Dhabi Commercial Bank Building,
Shk Zayed Street,
P. O. Box: 939,
Abu Dhabi, United Arab Emirates
www.adcb.com