Fixed Deposit

Fixed Deposits Any resident Individual, Firm or Corporate can open a fixed deposit account over a variety of tenures for which we offer attractive interest rates.

Simple fixed deposits
You can choose a simple fixed deposit account for which you will receive interest on a monthly or half yearly basis directly into your ADCB savings account.

Reinvestment deposit
You can choose to have the quarterly interest compounded and accumulated at the end of the tenure to generate a higher return.

Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest interest rate is available upon request at our branches in India and is also available here.

  • You can give the bank an instruction to automatically renew the deposit or to credit the interest and principal amount to your account on the due date
  • All the fixed deposit accounts come with a nomination facility
  • We offer higher interest rates on select deposits, please speak to your Relationship Manager in this regard (conditions apply). For interest rates on fixed deposits, please click here
  • Premature withdrawals are permitted, but will attract a penalty in line with the Bank’s policy. Except special Deposit schemes like 1234 day or any other special rates which the bank may introduce, which do not have premature withdrawal facility– pleases speak to your Relationship Manager in this regard.
  • Senior citizens receive an additional 0.5% on the interest rate (Applicable to domestic term deposits only) (Not applicable to bulk deposits).
  • Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest interest rate is available upon request at our branches in India and is also accessible here.
  • An individual
  • Sole trader businesses
  • Partnership firms
  • Hindu undivided family
  • Private limited companies
  • Public limited companies
  • Non-Governmental Organisations (NGO)
  • Public corporations
  • Registered societies/associations/clubs etc.
  • Trusts
  • Government/semi-government bodies/departments
  • These accounts can also be opened in the name of minors with a guardian to operate the deposits.

We offer higher interest rates on select deposits (conditions apply). You can also choose to take a loan against these deposits. Rates, fees and charges, wherever applicable, are subject to change without prior notice.

For further details, please click here.

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Mumbai Office

75 Rehmat Manzil,
Veer Nariman Road, Churchgate,
Mumbai 400020 - INDIA
Tel : +91 22 61763800
Fax : +91 22 61763806

Bengaluru Office

No.25, Ground Floor, West Wing
Corniche Al Latheef,
Cunningham Road,
Bengaluru - 560001, India
Tel: +91 80 61177700
Fax: +91 80 61177750

Head Office

Abu Dhabi Commercial Bank Building,
Shk Zayed Street,
P. O. Box: 939,
Abu Dhabi, United Arab Emirates
www.adcb.com