Savings Account

Savings accounts encourage individuals to get into the habit of saving, while granting easy access to the funds as and when required. The main advantage that a savings account offers is its high liquidity and security while earning moderate interest. It is an easy-to-operate account that allows you to issue cheques, draw demand drafts and withdraw cash.

You can even check your balance from the comfort of your home or office via Internet banking. All the savings accounts mentioned below come with a nomination facility.

Rates, fees and charges, wherever applicable, are subject to change without prior notice. The latest schedule of fees is available upon request at our branches in India and is also available here.

Expand all Collapse all

  • Savings Resident Account

    Savings Resident AccountA savings resident account may be opened in the name of an individual or in the joint names of the depositors. Savings bank accounts can also be opened and operated on behalf of minors by their guardians. Accounts by Hindu Undivided Families (HUF) not engaged in any trading or business activity can be opened in the name of the Karta of the HUF. With the daily balance method of calculating interest on your savings account, you will earn a higher rate of interest. For latest interest rates in savings accounts, please visit our interest rates page. To open the account, you need to deposit a minimum amount and maintain the minimum balance in your savings account. For current minimum balance and initial deposit amounts, please check our bank charges.

  • No-frills Savings Account

    No-frills Savings AccountAs the name suggests, the 'No-Frills Savings Account' is the most basic form of savings account that we offer. Even though it is meant to encourage saving, you are not required to maintain a minimum balance. A convenient and simple form of personal banking, the 'No-Frills Savings Account' is the ideal way to get started.

    Visit our NO FRILLS account for charges

  • Salary Savings Account

    Salary Savings Account We offer salary savings accounts for the staff of our corporate account holders to credit monthly salaries directly into the employees’ accounts. There is no requirement to maintain a minimum balance and account holders can make use of all the banking service facilities provided by ADCB.

  • Bank conveniently with facilities such as Net Banking and mobile banking
  • Personalised cheques with your name printed on each cheque for enhanced security
  • Free Insta Alerts
  • Free account statements via email
  • Transfer funds within India to any bank and branch via RTGS and NEFT
  • Pay remittances any where outside of India to any part of the world.

The above features and benefits are not applicable for the 'No-Frills Savings Account'.

For further details, please refer to ADCB’s Terms and Conditions here.


Get instant online access to your account with the convenience of conducting basic transactions any day, anytime, anywhere.

Personal Internet Banking


Below are the list of Supported browsers with their version numbers

  • Google Chrome - 49.0.2623.87
  • Mozilla Firefox- 17.0
  • Internet Explorer - 8
  • Safari - 9.0.3

Mumbai Office

75 Rehmat Manzil,
Veer Nariman Road, Churchgate,
Mumbai 400020 - INDIA
Tel : +91 22 39534100
Fax : +91 22 39534106

Bengaluru Office

Citi Centre, 28 Church Street,
Bengaluru 560001 - INDIA
Tel: +91 80 25582000
Fax:+91 80 25582323

Head Office

Abu Dhabi Commercial Bank Building,
Shk Zayed Street,
P. O. Box: 939,
Abu Dhabi, United Arab Emirates